CallMD 24/7 Doctors on Call

24/7 Doctor on Call - Convenient access to licensed physicians 24/7 without waiting for an appointment.

Concierge Medical Assistance - Resolve non-emergency medical issues over the phone from any location. Your call is completely confidential.

Emergency Medical Record Management - Safe, private, confidential HIPAA-compliant storage and retrieval of medical records.

No age restrictions - 100% approval – No one is ever turned down.

CallMD Ultimate - Health Savings Program
with 24/7 Doctors on Call

How Much Can You Save?

Medical Care

Primary care doctors and specialists 15% to 35%
Lab tests and x-rays 20% to 60%
Hospital Care 5% to 20%
Physical therapy and rehab 15% to 25%

Vision Care

Laser vision correction 15% or 5% off pro­mo­tio­nal ra­tes
Frames, lenses and options 20%

Dental Care

Checkups X-rays and fillings 15% to 35%
Orthodontics
Cosmetic dentistry

Alternative Care

Chiropractic care 20%
Acupuncture
Message therapy

Wellness

Weight management 10% to 50%
Smoking cessation 5% to 18%
Fitness club memberships 10% to 50%

Types of Care - Primary and specialty care, chiropractic care, dental care, vision care

Great alternative for the uninsured or under-insured – CallMD is more affordable than traditional insurance, so it’s a smart option for those who have no insurance, or too little. While we cannot replace a major medical insurance policy, CallMD can be there for you and your family when you have non-emergency medical needs.

Savings - Even if you have insurance, CallMD Ultimate can help you save on many healthcare expenses that your insurance may not cover, such as chiropractic care or allergy shots.

Choice and convenience - With 500,000 healthcare providers in the CallMD Ultimate network, it's easy to find a provider who is right for your needs. With CallMD Ultimate, you have access to national programs no matter where you live.

Discounts on popular services - CallMD Ultimate can help make costly elective services, such as cosmetic dentistry and LASIK, more affordable when you visit a network provider.

Easy to use - Find participating providers easily online or via the toll-free Customer Care Center number. Pay the discounted rate directly to the provider at the time of service, with no forms to fill out or claims to file.

Discount Guarantee - CallMD Ultimate guarantees that you will receive at least the minimum Standard Discount available, when you visit a network provider. If you don't, CallMD Ultimate will refund the difference.

Great Benefits. Great Savings

Convenience – Avoid waiting for an appointment and taking time to go to the doctor’s office for non-emergency medical needs. Now you can get the prescription you need when you need it. Or you can visit a specialist in our extensive network at a significantly discounted rate.

Savings – CallMD is much less expensive and less time consuming than visits to the emergency room, the urgent care center and the doctor’s office. Take advantage of special 20% member’s discount today!

Information – Enjoy on-line access to our extensive health and wellness database through our member portal.

Service and Safety – CallMD manages important medical information and makes it available for emergency care and visits to the doctor.

Our Network – With 500,000 health care providers in the CallMD Ultimate network, it’s easy to find a provider that’s right for your needs

Family First – We protect your family, whether at home or while traveling. If you have kids in college, we are here 24/7 to help them with their health care needs. We will also manage immunization records and other important medical documentation for your family.

FAQ – Get your answers about CallMD Plans, our Enrollment process or simply educate yourself on how CallMD works.

Disclosure Section:

Add $35 fee for each doctor’s consultation. Doctors’ consultation fees incurred during this period cannot be refunded. CallMD and CallMD Ultimate are not health insurance products.

The OptumHealthSM Allies discount plan is administered by HealthAllies®, Inc., a discount medical discount plan organization.

The OptumHealth Allies discount plan is NOT insurance.

The OptumHealth Allies discount plan provides discounts at certain healthcare providers for medical services. The OptumHealth Allies discount plan does not make payments directly to the providers of medical services. The discount plan member is obligated to pay for all healthcare services but will receive a discount from those healthcare providers who have contracted with the discount plan organization. HealthAllies, Inc., is located at P.O. Box 10340, Glendale, CA, 91209, 1-800-377-0263, www.callmd.optumhealthallies.com , ohacustomercare@optumhealth.com

You may cancel at any time. If you cancel within 30 days of the effective date (within 30 days of receipt of membership materials for residents of CO, IN, MO, MT, ND, OH, OK, SC, SD and WA), you will receive a full refund. (The application fee, if required, is not refundable except in AR, CO, MD, and TN.) The program and its administrators have no liability for providing or guaranteeing service or the quality of service rendered.

MA residents: The plan is not insurance coverage and does not meet the minimum creditable coverage requirements under M.G.L. c.111M and 956 CMR 5.00. The range of discounts for specified medical, pharmacy or ancillary services provided under the plan will vary depending upon the type of provider and the type of services received.

Hospitals: "Hospital discounts are not available in Maryland or other states where prohibited by law."

Minimum Discount Guarantee: "Minimum Discount Guarantee does not apply to hospitals, long-term care or behavioral health facilities, or prescriptions."

Fitness Clubs: "Fitness club membership discounts are available to new members only; availability varies by geographic area."

Long-Term Care Services: "Discounts on long term care services are available to new patients only." "Minimum Discount Guarantee does not apply to long-term care facilities."

Prescription drugs: This is NOT insurance. Discounts are only available at participating pharmacies. By using this card, you agree to pay the entire prescription cost less any applicable discount. Savings may vary by drug and by pharmacy. Savings are based on actual 2010 drug purchases for all drug discount card programs administered by CVS Caremark. The program administrator may obtain fees or rebates from manufacturers and/or pharmacies based on your prescription drug purchases. These fees or rebates may be retained by the program administrator or shared with you and/or your pharmacy. Prescription claims through this program will not be eligible for reimbursement through Medicaid, Medicare or any other government program. This program does not guarantee the quality of the services or products offered by individual providers. We do not sell your personal information. Call the member toll-free number on the back of your ID card to file a complaint related to this program. Note to Texas Consumers: You may contact the Texas Department of Insurance if you remain dissatisfied after completing this program's complaint process.

This AGREEMENT, is between Americare Services, Inc., (the Company), and the enrolled person (Client) with respect to Clients enrollment in the Companys electronic medical record storage and/or telephonic physician consultant services, as selected by Client (the Program), on the date agreed to by the parties. In consideration of these premises and the mutual promises and covenants hereinafter contained, Company and Client, each intending to be legally bound hereby, agree as follows:

Section 1. Companys Obligations. Company shall provide the Program to Client so long as Client pays the fees agreed to in connection with the Program. Client shall enroll in the Program and register with Company in the manner prescribed by Company. Client shall continue to have access to the Program until Client terminates his or her membership in the Program, or Company or Client terminates such membership as permitted under this Agreement. The Program encompasses the services described by Company in its enrollment materials.

Section 2. Clients Obligations. Client shall pay Company the fees for the Program as set forth in the enrollment materials.

Section 3. Term. The initial term of this Agreement (Initial Term) shall end one (1) year from the effective date of this Agreement. Upon expiration of the Initial Term, this Agreement shall automatically renew for successive one (1) year terms (each a Renewal Term) unless written notice is given at least ninety (90) days prior to the effective date of any Renewal Term.

Section 4. Amendment. This Agreement shall automatically terminate upon the liquidation, dissolution, cessation of business or the filing of a bankruptcy petition by or against either party. Upon termination of this Agreement for any reason, Client shall pay Company for all services rendered through the effective date of termination. This Agreement may only be amended from time to time by a writing signed by both parties. No waiver by Client or Company of any provision herein, shall operate as a waiver of any other provision or the same provision on a future occasion.

Section 5. Limitation of Liability. Company shall have no liability whatsoever for any indirect, consequential, exemplary, special, incidental or punitive damages. Companys liability to Client for any reason and upon any cause of action, whether tort, contract, statute or any other legal theory whatsoever, shall be at all times and in the aggregate be limited to the lesser of (a) $1,000, or (b) the amount of compensation actually paid by Client to Company during the three (3) month period immediately preceding the month in which the event upon which the liability is predicated.

Section 6. Assignment. The rights and obligations of the assigning party under this Agreement shall not be assigned to any other individual, firm, corporation, association or other entity without the prior written approval of the non-assigning party, which approval shall not be unreasonably withheld, delayed or conditioned; provided that nothing contained in this Agreement shall prevent assignment or be deemed assignment of this Agreement in connection with the merger, sale of capital stock or sale of all or substantially all of the assets of Company.

Section 7. Disclaimer. Company does not make any express or implied representations or warranties, including but not limited to any warranty of merchantability or fitness for a particular purpose with respect to the Program. Other Provisions. This document contains the entire Agreement of the parties. It supersedes any and all prior agreements, understandings or representations, whether oral or written. Neither party shall be responsible for delays in performance due to strikes, riots, acts of God, shortages of labor or materials, war, governmental laws, regulations, or restrictions, transportation conditions, product/service suppliers or any other causes whatsoever that are beyond the reasonable control of Company. This Agreement shall be interpreted exclusively according to the laws of the State of Texas without regard to its conflicts of laws principles. Any paragraph titles or captions contained in this Agreement are for convenience only and shall not be deemed part of the context of this Agreement. Except as set forth herein, the parties hereto do not intend to confer any rights or remedies upon any person other than the parties named below.